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Deposit Rates

Click on the links below to find out more about each Account's Interest Rates.
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Checking Accounts

Checking Accounts

Personal Accounts  Interest Rate*  APY*  Low Range  High Range 
Totally Free Checking  N/A  N/A     
VIP Interest Checking  0.50%  0.50%     
50+ Interest Checking  0.75%  0.75%     
E-Checking**  3.94%  4.01%  $1.00  $9,999.99 
  1.76%  Blended  $10,000.00  and above 
Business Checking  Interest Rate*  APY*  Low Range  High Range 
Business Checking-Non Interest  N/A  N/A     
Business Plus Checking  0.75%  0.75%     

*Interest Rates and Annual Percentage Yields are current as of August 29, 2008

**Tier 1 - An interest rate of 1.76% will be paid only for that portion of your average daily balance that is $10,000 or more. The annual percentage yield (APY) for this tier will range from 4.01% to 1.99%, depending on the balance in the account. Tier 2 - An interest rate of 3.94% will be paid on the entire portion of your average daily balance that is less than $10,000. The annual percentage yield (APY) for this tier is 4.01%

Savings Accounts

Savings Accounts

Savings & Money Markets  Interest Rate*  APY*  Low Range  High Range 
Prestige Savings  0.75%  0.75%     
Money Market-Savings  1.00%  1.00%  $1.00  $9,999.99 
  1.74%  1.75%  $10,000.00  $49,999.99 
  2.67%  2.70%  $50,000.00  and above 
Money Market-Account  1.00%  1.00%  $1,000.00  $24,999.99 
  1.49%  1.50%  $25,000.00  $49,999.99 
  1.74%  1.75%  $50,000.00  and above 

*Interest Rates and Annual Percentage Yields are current as of December 19, 2008.

CDs & IRAs

CDs & IRAs

Term  Interest Rate*  APY*  Jumbo Rate  Jumbo APY* 
3 Month  1.74%  1.75%  1.84%  1.85% 
6 Month  2.34%  2.35%  2.44%  2.45% 
12 Month  2.47%  2.50%  2.57%  2.59% 
18 Month  2.47%  2.50%  2.57%  2.59% 
24 Month  2.72%  2.76%  2.82%  2.85% 
30 Month  2.72%  2.76%  2.82%  2.85% 
36 Month  2.97%  3.01%  3.06%  3.10% 
48 Month  2.97%  3.01%  3.06%  3.10% 
60 Month  3.06%  3.10%  3.16%  3.20% 
**24 Month Variable  0.30%  0.30%  N/A  N/A 
**48 Month Variable-IRA ONLY  0.60%  0.60%  N/A  N/A 

*Interest Rates and Annual Percentage Yields are current as of December 31,2008

**This is a variable rate account and the rate may change after the account is opened. Fees could reduce the earnings on the account

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