Business Checking Accounts

At FIRST HOME BANK, we’ll help you find the right solution for your business needs. Our low cost, high quality services are the reason so many people come home to First Home Bank.

We offer both interest and non-interest bearing checking accounts for businesses of all sizes.

Account TypeMinimum BalanceMonthly Service ChargeInterestMinimum Opening Deposit
Business Checking $100.00 $7.00 service charge if average daily balance for cycle falls below $100.00 No $100.00 
Business Plus Checking $100.00 $7.00 service charge if average daily balance for cycle falls below $100.00 Yes $100.00 
Corporate Business Checking with Account Analysis* None Allows an earnings credit to help offset monthly maintenance and transaction fee No 

$1000.00 

Business Checking

This account is ideal for small businesses that write relatively few checks and carry modest balances.

About Business Checking

  • Up to 100 transactions per statement cycle free, $0.20 for each transaction over 100 in a statement cycle
  • Imaged checks returned with an easy to balance monthly statement
  • Free debit card
  • Free online bill pay
  • Free Telephone Banking

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Business Plus Checking

Interest bearing account for small businesses.

About Business Plus Checking

  • Up to 200 transactions free in a statement cycle. Transactions over 200 in a statement cycle, $0.20 per item.
  • Imaged checks returned with an easy to balance monthly statement
  • Free debit card
  • Free online bill pay
  • Free Telephone Banking
  • Earn interest on all balances

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Corporate Business Checking with Account Analysis*

Allows an earnings credit to help offset monthly maintenance and transaction fees.

About Corporate Business Checking

Cost components available:

  • Deposit items local $0.08
  • Deposit items foreign $0.08
  • Deposits on-us $0.08
  • Credits $0.08
  • Debits $0.10
  • Account Maintenance $10.00 per month
  • Earnings Credit tied to a 91 Day T-Bill
  • Cash Management available *
  • Merchant Remote Deposit Capture available *

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