Personal Checking Accounts

First Home Bank offers a variety of accounts designed to fit your needs. But most importantly, we promise to deliver to you the very best in customer service.

We offer both non-interest bearing and interest bearing accounts. Interest bearing accounts are available for personal use and un-incorporated businesses. Current interest rates available upon request. Rates are subject to change. 

Account TypeMinimum BalanceMonthly Service ChargeInterestMinimum Opening Deposit
Basic Checking None None No $100.00 
1st Rate Checking None None Yes $100.00 
50+ Checking None None Yes $100.00 

Basic Checking

Our Simplest and lowest cost account, designed for people who want economy!

Account Features

  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Imaged checks returned with an easy to balance monthly statement
  • Free debit card
  • Free online bill pay
  • Free Telephone Banking

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1st Rate Checking

Receive a bonus interest rate on up to $25,000 of your balance just by meeting these few simple qualifications each statement cycle:

  • Enrollment in e-statements through FirstNet Internet Banking
  • 10 First Home Bank debit card POS transactions posted and settled
  • 1 ACH electronic payment or direct deposit posted and settled

Account Features

  • No per check charge
  • Unlimited check writing
  • Receive monthly statement electronically
  • Free debit card
  • Free online bill pay
  • Free Telephone Banking
  • Account balance determines annual percentage rate by tiers
  • Standard interest rate earned on any balance in excess of $25,000 as well as on all balances during any statement cycle in which the qualifications are not met for the bonus interest rate

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50+ Checking

Designed for individuals over 50, this account is filled with extra advantages at no extra cost!

Account Features

  • One free box of personalized checks per year
  • No per check charge
  • Unlimited check writing
  • Imaged checks returned with an easy to balance monthly statement
  • Free debit card
  • Free online bill pay
  • Free Telephone Banking
  • Earn interest on any balance

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